Direct Compensation Agreement The Direct Compensation Agreement, commonly known as the CID, is a system that insurance companies put in place in order to enable policyholders covered by civil auto liability insurance who are involved in a traffic accident to be compensated quickly for damage to their vehicles. This system sets rules and procedures for the management of automobile claims. Its objective is to improve service quality and reduce the delay in receiving compensation. CNOM – FMSAR Third-Party Payment Agreement The CNOM – FMSAR Third-Party Agreement allows policyholders to take advantage of the Third-Party Payment system for hospitalization in private clinics. Under the Third-Party Payment system, an insured covered by health insurance through an insurance company can be hospitalized in an approved private clinic without having to pay the cost of care in advance. The beneficiary is only required to pay approved clinics the difference between the amount covered by the insurance company and the total amount billed. To access the list of approved private clinics, click here. CNSS – FMSAR Third-Party Payment Agreement The CNSS – FMSAR Third-Party Payment Agreement allows policyholders to take advantage of the Third-Party Payment system for hospitalization in National Social Security Fund (CNSS) polyclinics. Under this system, an insured covered by health insurance through an insurance company can be hospitalized in a CNSS polyclinic without having to pay the cost of care in advance. The beneficiary is only required to pay the polyclinic the difference between the amount covered by the insurance company and the total amount billed. Automobile Bodily Injury Compensation Agreement The Automobile Bodily Injury Compensation Agreement (or CICA, its French acronym) is a convention signed by insurance and reinsurance companies to implement a simple and rapid system for compensating victims of traffic accidents who have suffered bodily injury.
